*Deferred Interest Regular Minimum Payment Plan:
No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Special financing plans at participating locations only.

**Low APR Equal Payment Required:
If the balance is not paid in full in 24,36,48 or 60 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 27.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1); or $5. Required minimum purchase of $1,999. 

*** Trek Credit Card Accounts are offered by Comenity Bank which determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $30.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 27.99%, based on the Prime Rate.